Financing
A lot of the products in our store are large items and they cost more. It's helpful to be able to stretch your money with financing to reach your dream now, especially when paying in full in 6 months without interest is possible in some cases. Our financial partners, Affirm and PayPal, are eager to serve you to attain your dream now.
Here’s how to buy with Affirm
STEP 1
Fill your cart. Select Affirm at checkout, then enter a few pieces of information in the popup for a real‑time decision.
STEP 2
Choose how to pay. Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.
STEP 3
Make easy monthly payments. Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders whenever a payment’s coming up.
Curious about your credit score?
Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit. Paying on time can help you build a positive credit history.
Does Affirm charge interest and fees?
Affirm doesn't charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.
Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
Your rate will be 0% APR or 10-36% APR based on credit and the terms you choose, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. As an example for illustration, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.
What does it mean to prequalify?
When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.
Here’s how to buy with PayPal Credit
To use PayPal Credit, simply checkout using PayPal and select PayPal Credit, Pay in 4, or Pay Monthly as your payment method.
